Your car, your numbers
Runs entirely in your browser — nothing is uploaded, and this page carries no analytics or trackers. Use a 12-month window if you have one; otherwise use the whole time you have owned the car and set the period accordingly.
The largest controllable running cost
Insurance makes up 25% to 35% of a vehicle's fixed running cost. The average US driver pays $1,800 to $2,400 annually, but rates between top insurers for identical coverage often differ by $400 to $700. Comparing quotes annually or whenever your renewal premium jumps is the fastest way to drop your cost per mile without changing how much you drive.
Questions
How do you calculate cost per mile?
Add every cost of owning the car over a period — fuel, maintenance, insurance, registration, and the value the car lost — then divide by the miles you drove in that period.
Should depreciation count?
Yes. It is usually the largest single line and it is the one people leave out. The difference between what a car was worth at the start of the period and what it is worth now is a real cost, whether or not you have sold it.
What is a typical cost per mile?
AAA puts the average for a new car around 70 cents per mile at 15,000 miles a year. An older car that is done depreciating is dramatically cheaper to run, which is the whole argument for keeping one.
Track your real cost per mile automatically
Instead of guessing annual totals once a year, Carvico tracks every fill-up, oil change, insurance premium, and repair receipt straight on your iPhone. Full-tank MPG, service reminders, and true cost per mile calculated in real time — with zero third-party ads and all data kept in your private iCloud.
Download on theApp Store